Employers

The Hellenic Auxiliary Pensions Defined Contributions Fund is responsible for the auxiliary insurance of persons who will be insured for the first time from 1 January 2022 onwards.

As of 1.1.2023, persons born from 1.1.1987 onwards who have been included in e-EFKA's auxiliary insurance will have the option to switch to TEKA’s auxiliary insurance.

At TEKA, we aim to cooperate with all employers in Greece on the basis of mutual trust and consistency, creating a professional, and transparent relationship while providing high quality public services with minimum administrative burden to employers and corporate accounting offices.

The rate of TEKA contributions is the same as the e-EFKA auxiliary insurance contributions rate. The insurance information of workers for auxiliary insurance purposes is recorded through a separate TEKA APD and contributions are paid through a separate Current Contributions Payment ID (TPTE).

All necessary clarifications, as well as the exact process for submitting TEKA and e-EFKA APDs for businesses and construction projects can be found in the e-EFKA circular 5/2022.

Frequently Asked Questions

  • Who must be insured in TEKA?

    As of 1.1.2022, all new entrants to the labour market who until 31.12.2021 would have been subject to e-EFKA’s auxiliary insurance shall be subject to mandatory insurance with TEKA.

    Persons subject to the insurance of Occupational Insurance Funds (TEA-EAPAE, TEAYFE, TEAYGET, ETEAPEP) and EDOEAEP shall remain at the existing insurance status and are not subject to TEKA insurance.

  • Are persons who until 31.12.2021 had been insured exclusively abroad subject to TEKA insurance?

    As of 1.1.2022, persons who undertake employment in Greece for the first time but have previously worked in an EU member state, a state with which Greece has a Bilateral Social Security Agreement or in a third country shall be subject to TEKA's insurance.

  • A worker was insured against the risk of a labour accident for 1% in the context of his or her internship. Is this person eligible for insurance with TEKA?

    Persons who were insured against the risk of labour accident for 1% in the context of their internship and start work from 1.1.2022 or later shall be subject to TEKA insurance.

  • How can I know if a worker is subject to TEKA insurance?

    This information can be obtained from the Registration Certificate issued by insured persons on the e-EFKA website using their taxisnet credentials. The certificate shows whether the person is subject to the Old or New Auxiliary insurance.

    Alternatively, the information can be obtained from the "TEKA Eligibility Confirmation Electronic Service”. Employers can check if a worker is eligible for TEKA insurance using the person's AMKA.

  • What changes does TEKA introduce?

    As of 1.1.2022 there are two categories of insured persons in regards to auxiliary insurance:

    Old Auxiliary insurance (OA): Insured persons who remain subject to e-EFKA’s auxiliary insurance.

    Nothing changes for this category of insured persons. They shall remain subject to e-EFKA's auxiliary insurance and their insurance information for all insurance branches, as well as the respective contributions, shall be recorded on e-EFKA’s APD, as is the case to date. Contributions are paid to e-EFKA using a 30-digit payment ID.

    New Auxiliary insurance (NA): Persons eligible for TEKA auxiliary insurance. 

    A different approach is required for these persons. Two APDs need to be submitted for the same period:

    1. The e-EFKA APD, using/selecting the codification that does not included the auxiliary insurance branch.
    2. The TEKA APD, for recording auxiliary insurance (which, however, has the same functionality as the e-EFKA APD). 

    The e-EFKA contributions are paid to e-EFKA using the e-EFKA Payment ID, while the contributions to TEKA are paid using a new TEKA Payment ID.

  • What is the rate of TEKA contributions?

    The rate of contributions for auxiliary insurance remains the same, whether insured persons are subject to e-EFKA or TEKA auxiliary insurance.

    More specifically, the rate of contributions, the basis for the calculation of contributions and the upper limit of the insurable earnings remain the same.

    TEKA AUXILIARY INSURANCE BRANCH CONTRIBUTION RATES
    INSURED PERSON EMPLOYER TOTAL
    3,25%
    from 1.1.2022
    to 31.5.2022
    3,25%
    from 1.1.2022
    to 31.5.2022
    6,50%
    from 1.1.2022
    to 31.5.2022
    3,00%
    from 1.6.2022
    3,00%
    from 1.6.2022
    6,00%
    from 1.6.2022

    The above rates apply to the majority of the private sector salaried persons. However, there are categories of employees with different contribution rates (e.g. employees in arduous and unhealthy professions, construction workers etc.). 

  • How are TEKA APDs submitted?

    The TEKA APD (regular or supplementary) can be submitted exclusively online from the TEKA APD Electronic Submission application”. The application is accessed using the login credentials provided to employers when they are certified as users of e-EFKA’s Electronic Services for Employers.

    The TEKA APD (just like the e-EFKA APD) is submitted from the first until the last day of the month following the employment period.

    The TEKA APD must always be submitted after the e-EFKA APD submission is completed.

    For more details please see sections 6, 6.1 and 6.1.1 of circular 5/2022.

  • How are current contributions paid?

    TEKA and e-EFKA contributions are paid separately with different Payment IDs. After successfully submitting the e-EFKA and TEKA APDs, two separate submission receipts are issued which show the two amounts that need to be paid separately for e-EFKA and TEKA as well as the two different payment IDs. Alternatively, the TEKA payment ID can be found at the TEKA APD submission home page along with the employer’s information.

    The TEKA Payment ID:

    a. has a different structure (25 digit RF code) than the e-EFKA Payment ID (30 digit RF).

    b. is unique to each employer

    c. does not change and should be used for paying all future contributions.

    The TEKA payment ID for existing employers was created centrally from e-EFKA’s system, while for new employers it will be created automatically along with the e-EFKA Payment ID and will be shown on the registration certificate at the Employer Register.

    Employers must ensure that the two Payment IDs are used correctly to pay the appropriate amounts of e-EFKA and TEKA contributions.

  • Where can I find the 25-digit Payment ID for current contributions?

    The Payment ID can be found at the last line of the TEKA APD submission receipt.

    Alternatively, it can be found at the TEKA APD submission home page along with the employer’s information.

  • What is the due date?

    Current (employer and employee) social security contributions must be paid by the employer until the last business day of the month following the month of employment The payment is made at credit institutions through the “DIAS” system using the Current Contributions Payment ID. Failure to pay within the designated timeframe shall ensue additional charges commencing the day after the due date.

  • How is the TEKA APD for Common Businesses completed?

    In order to record auxiliary insurance on the TEKA APD for Common Businesses, a new, separate Business Activity Code (KAD) 0083 has been created with the description “Auxiliary Pensions Defined Contributions Fund”, as well as new Occupation Codes and new, separate Coverage Package Codes (KPK).

    For more details please see section 6.1 of circular 5/2022.

  • How are contributions for lawyers on a retainer and salaried engineers calculated?

    Lawyers on a retainer and salaried engineers pay a specific amount for the auxiliary insurance branch, once they select an insurance category. This means that the contributions are not calculated as percentages of the actual, nominal (gross) earnings which are usually stated in the APD. The monthly contribution amounts are split equally between the client (in the case of lawyers on a retainer) or employer and the insured person.

    Therefore, in order to show the selected insurance category on the TEKA APD, a specific notional amount must be entered in the relevant field for earnings so that the appropriate amounts for each insurance category, according to the rates in force, may be calculated for both the insured persons and the employers

    For more details please see section 6.1.2 of circular 5/2022.

  • How is the TEKA APD for Construction Projects completed?

    In order to record auxiliary insurance on the TEKA APD for Construction Projects, a new, separate Business Activity Code (KAD) 0084 has been created with the description “TEKA – CONSTRUCTION” which has been linked to the Occupation Code “000708” and the Coverage Package Code (KPK) “4162”.

    For more details please see section 6.2 of circular 5/2022.

  • What has changed in the e-EFKA APD for persons insured with TEKA?

    When submitting the e-EFKA APD for persons insured with TEKA, employers must select/use the codification which does not include the auxiliary insurance branch.

    For more details please see section 7 of circular 5/2022.

  • How can I get an Insurance Clearance Certificate?

    There is only one, single Insurance Clearance Certificate and it is issued by e-EFKA via its electronic services. In order to obtain insurance clearance you must be up to date with all your payments to TEKA and you must have paid/settled all debts to e-EFKA.

  • How can I settle my debt to TEKA?

    Employer contribution debts to TEKA cannot be settled. Debt settlement is a facility provided by Insurance Funds to employers. In a DC system however there is a direct relationship between insured persons and the contributions paid by employers. This is because contributions are directed at each insured person’s personal account and any delay translates into loss of return/interest for insured persons. Therefore, employees can suffer losses due to delays in payment by employers.

    TEKA contribution constitute a small portion of the overall contribution amount. Therefore, in practice, the full payment of TEKA contributions amounts to one or two instalments of a sent settled with e-EFKA.

  • I have questions, who should I contact?

    TEKA contributions are collected by the Electronic National Social Security Fund (e-EFKA). 

    If your questions are in reference to:

    • the Register
    • checking that employer APDs are properly submitted
    • the non salaried persons’ contribution notices
    • checking the payment of contributions

    contact e-EFKA.

    If your questions are in reference to:

    • eligibility for TEKA insurance
    • payments
    • crediting individual accounts
    • the investment of the capital accumulated in individual accounts
    • pension benefits

    contact TEKA.

    Additionally, for information on TEKA auxiliary insurance you may contact the Citizen Service Call Centre via phone at 1555 or visit the website at www.1555.gov.gr